Buyer's Guide

Frequently Asked Questions (FAQ's)

30 days, but not beyond 35 days, after reservation date.
Yes, a P500.00 administrative fee shall be charged by the developer.
Yes, once the loan is taken out.
For socialized housing projects, we only offer Pag-ibig Financing or Spot Cash scheme.
For economic housing projects, we offer Pag-ibig or Bank Financing and Spot Cash scheme.
The loan shall be repaid at a maximum term of thirty (30) years and shall in no case, exceed the difference between the present age and age seventy (70) of the principal borrower.
You will start paying the monthly amortization one (1) month after the loan take-out/ approval with Pag-IBIG Fund.
The client will start paying the RPT of his/her unit the year following the take-out year.
Qualifications for move-in:
1. Loan takeout and at least 50% equity paid---HDMF & Bank Financing;
2. Upon full payment--- Spot Cash
Improvements to the unit will only be allowed if the unit owner has already paid the construction bond. Payment of construction bond can only be allowed if the Permit to Occupy (PTO) has already been issued to the buyer.
Transfer will only be allowed to an immediate family member (parents, siblings, children). Any form of transfer (buyer’s name, financing scheme, etc) shall be charged with.
A transfer fee amounting to Php10, 000.00 if the transfer is done after the reservation has been finalized.
The request shall be duly evaluated and once approved, whatever amount paid by the applicant by way of equity will be carried over or credited to the new unit subject to deductions of commissions paid and processing fee which is P10,000.00.
No, we only allow immediate family member (parents, siblings, children).
HDMF/Bank accounts---after loan take out; Deferred/ Spot Cash---after full payment.
Only the principal buyer shall be allowed and authorized to claim the TCT otherwise, SPA is required. But if your loan is availed thru HDMF, title will be claimed after loan has been paid off with Pag-IBIG.
Buyer has two options:
1. Pay Loan Difference based on prescribed policy in the Contract to Sell.
2. Look for a co-borrower. We only allow immediate family members (parents, siblings, children) as co-borrower.
• Notarized Certificate of Engagement and 12 mos. bank statement (if online job)
• Notarized Certificate of Engagement and Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months) - if commission base
• Copy of Lease Contract and Tax Declaration (if income is derived from rental payments)
• Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTFRB for other Public Utility Vehicle or PUVs)

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